"Do You Take My INSURANCE?"
Apex Psychiatric Services, LLC is a fee-for-service practice. Our providers are considered out-of-network providers as we choose not to be on insurance plans. Clients pay directly for the cost of each treatment session at the beginning of each visit. For clients that have out-of-network benefits, their insurance company will likely reimburse them for some or all of the treatment fees.
*Subject to the terms of your insurance policy*
It is solely the client's responsibility to check with their insurance regarding their out-of-network benefits. Your provider will provide you with a superbill after each session. This will need to be submitted to your insurance for your out-of-network claim.
*Click here for a form that provides guidance in discussing reimbursement with your insurance company*
Why the Fee-for-Service Model?
Providing affordable access to quality mental health services is extremely important to our team. As many clients know, dealing with insurance grows more difficult each and every year. Clinicians end up spending less time with their clients and more time doing paperwork to satisfy insurance requirements. Providers are usually overworked and clients cannot get an appointment when they are having a hard time due to overbooked schedules. Often, clients get letters stating that their provider is no longer taking their insurance. They then have to scramble to find a new provider only to find that they are usually booked out several months. Clients also go to their appointments to find they owe a back balance, their eligibility isn't current, or some other issue. Fee-for-service practices eliminate those hassles by providing a service for a transparent fee with no hidden charges. You no longer have to worry about whether your provider will stop taking your insurance and you know exactly what the cost is upfront. If you need an earlier appointment, you can usually get one within 1 to 2 days because the provider is not overbooked.
If you shop around, you will find that our fees are less than the self-pay rates of other practices and not much more than the copays of many insurance plans. That is no accident. The team at Apex wants to offer quality, accessible psychiatric care for those with or without insurance. We feel this is the best way to accomplish that goal and we hope you agree!